Transamerica Center for Retirement Studies concluded that the people most likely to have lost their jobs and burned through their retirement savings were:. If you are in that hole, here are six ideas for finding work, digging out and salvaging your retirementsome of them from Transamerica:. On average, 85 percent of policemen, firefighters, teachers, mayors, judges and other publicly employed officials are entitled to old-fashioned pensions, according to the U.

Unions are still fighting hard to ensure that their members have retirement options. Look for union jobs. Prefer jobs that come with k s. If you can find an employer who will contribute to your kthat position can be a winner even if the pay isn't as high as that of another job. Start a business in your spare time. Even if you can't contribute the maximum, this plan will allow you to rebuild your retirement savings quickly.

Go back to school. There are dozens of well-paying jobs that you can get with a two-year associate degree. Don't be put off by the cost. You can deduct most of the tuition and fees from your taxes. There also are grants available from the government and community organization that will help pay the freight without further draining your bank account. Relentlessly pay down debt. Do what it takes to get out from under credit card and mortgage debt.

If you can pay off your house, you can live comfortably on less. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website.

This compensation may impact how, where and in what order products appear. You have money questions. Our experts have been helping you master your money for four decades. Use Calculators Mortgage calculator How much house can you afford Mortgage refinance calculator Mortgage payment calculator Amortization calculator Cost of living calculator.

Get Advice Veteran Homebuyer Central Reverse Mortgage Loan Central Real estate center Refinance center Home equity center How to buy a home How to refinance your mortgage Understand closing costs Which mortgage is right for you? Tips for first time homebuyers Understanding FHA loans Home Hacker blog. Compare Accounts CD rates Savings rates Money market rates Checking accounts. Use Calculators Savings calculator CD calculator CD ladder calculator Compound savings calculator.

Get Advice Money market account vs. Use Calculators Credit card payoff calculator Debt-to-income ratio calculator Balance transfer calculator Debt consolidation calculator.

Can you save for retirement if you don't have a job?

Get Advice How to get out of debt How to improve credit score Getting a credit card with bad credit Balance transfer pros and cons Card Shark blog.

Reviews Best rewards credit cards Best travel credit cards Best balance transfer credit stock market circuit breakers 2016 Best cash back credit cards Best businesss credit retirement savings options for unemployed Best low interest credit cards.

Compare Lenders Auto loans. Use Calculators Auto loan how to pay on ebay without using paypal Early payoff calculator. Get Advice How to lease a car Car loans for bad credit Refinance your car How to get the best auto loan rates.

Compare Lenders Personal loans Personal loans for debt consolidation Personal loans for bad credit Student loans Home improvement loans. Use Calculators Loan calculator Student loan calculator Mortgage payoff calculator Personal loan calculator. Get Advice How to get a personal loan Paying off student loans How to pay for home improvements Managing debt How to pay off student loans How to get a home equity loan Student loans center.

Personal Loan Reviews Lending Club review LendUp review OneMain Financial review Prosper review SoFi review Avant review. Compare Rates CD rates IRA CD rates Online brokers for stock trading.

Use Calculators Investment calculator Return on investment calculator Annuity calculator Retirement plan calculator K retirement calculator Roth IRA calculator. Get Advice Retirement center Saving for your child's college Creating passive income Mutual fund vs.

ETF Roth IRA vs. Learn tax brackets State tax rates Tax forms. Use Calculators Earned Income Tax Credit calculator income tax calculator What is your tax bracket? Get Advice Tracking down your tax refund Tax tips for new homeowners 10 often overlooked tax breaks States with no income tax: Free credit report myBankrate open.

Bankrate wants to hear from you and encourages comments. We ask that you stay on topic, respect other people's opinions, and avoid profanity, offensive statements, and illegal content. Please keep in mind that we reserve the right to but are not obligated to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.

High Yield CD and MMA Rates.

The House votes to take apart Obamacare. What does that mean for early retirees?

5 ways to save for retirement without a full-time job or k - CBS News

The Republican health care plan is out. Is it time to downsize? Mortgage rates inch downward Can a creditor garnish jobless benefits?

Bankrate's FREE Content Center. About Us Press Room Investor Relations Affiliate Center Contact Us Careers. Advertise With Us Latest News Blogs Glossary Compare Rates Sitemap. How we make money Bankrate. Master Life's Financial Journey.